Alpaca Finance

  • lending protocol enables leveraged yield farming

  • undercollateralised loans to multiply yields & improve capital efficiency

Lending interests

  • lenders lend assets & receive ibTokens, an interest-bearing token

  • ibTokens are used to keep track of the funds users have deposited

  • ibTokens also accumulates interest through their exchange rate

Leveraged Yield Farming

  • multiply deposited assets to get mutiply yield rewards

  • lenders - deposit their single tokens within lending pools to earn yields farmers - borrow tokens from lending pools to yield farm with leverage

  • higher utilisation & rewards for both lenders & farmers with undercollateralised lending

  • as borrower/farmers' funds are managed by the protocol itself, the funds are always ready to repay by the protocol, put lenders at 0 risk

  • can do long/short position, market-neutral hedged strategies by borrowing 1 asset with another

  • How it works

    • users

      • deposit assets to the pool, either one or both tokens for LP pool

      • select leverage ratio from 1x to 6x

    • protocols

      • help you borrow same assets by paying borrowing fees

      • convert all assets to a 50:50 proportion LP token

      • stake the leveraged LP token, sell rewards for LP & reinvest

Automated Vaults

  • Market-Neutral Strategy

    • yield farm volatile pairs while minimising risk by hedging out market exposure

    • How it works

      • for example, doing a 3x leverage BNB-USDT position means 1x deposited USDT + borrow 0.5x USDT & 1.5x long position on BNB

      • due to price movement, the exposure goes above/below the threshold

      • position is rebalance to maintain exposure back to the range

      • no liquidation is configured for this strategy

  • Saving Vault Strategy

    • balance the relative sizes of the long and short positions such that your aggregate exposure on the crypto asset remains at 1x long

    • How it works

      • for example, doing a 3x leverage of 2 BNB means borrowing 4 BNB for a total 6 BNB position, forming a 3 BNB : 3 BNB worth USDT pair

      • it remains 2 BNB exposure but with 3x yield

      • no liquidation is configured for this strategy

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